Insurance Quotes, Need opinions

[02BlueStang]

I am switching carriers and am not sure who to go with...I went and got several quotes online for my car and me being the only operator...basically I got the best coverage and price from Safeco

Here is what I have received so far, All quotes are for 100/300, 50,000 property, 100/300 uninsured, towing and rental re-emburs...500 deductible for collision and accidental damage

Safeco $1197/6 months ($193/month)
Progressive $1750/6 months ($291/month)
Esurance $1250/6 month

Does anyone have a particular company that they are insured under that they would recommend? I also have a grandfather who is a retired Navy Officer and was thinking of going with USAA insurance if I qualify which I should but have not been able to get a quote yet....
I am 21 yrs old, male, 1 moving violation in 2004 (underbody Neon violation which was marked as moving)

let me know anything you guys recommend etc

much appreciated,
Kyle

[syscokid]

try a local agent. I have Farmers ins. it was the cheapest for me and I have a couple of tickets on my record. I paying $109 a month for 100/300/100 and a $500 deductible. I tried all of the big places like geico, progressive and they were alot more.

[hrsepwrbrat]

Geico was the least expensive for me. We had a totalled truck and our rates didn't go up much at all when we replaced her with an 05. They were very friendly and concerned about the accident too. Nice people.

[2006GT500]

I have esurance and mine is $185 a month for 6 months and I have a terrible driving record. I'm really not sure how I still have a lisence. The only thing is I have $2000 deductible.

[Brickyard]

Mine is $80 a month liability only through Farmers.

I've never heard of Safeco. But I've heard good things about Progressive and E-surance.

[tobedeleted_blnpony05]

I use safeco...love em. Easy to deal with. My rates are kinda high but the least expensive that I have found for my family. 1238.00 for 6 months full coverage on my stang and on the hubbys truck. I don't carry the limitsd that you have listed but in Florida I don't need that so I have state minumin with comp and collision. We both have tickets (speeding of course) and I was recently notified that parts for my car were difficult to find whick caused an increse but they are still less that anyone else....

[meneep]

Hey Kyle,
We use Allstate, and have for about 20 years! We have repeatedly found that the bigger carriers are much more competitive now days.
Try a local agent, that will more personalize your coverage, and the agents actually will watch out for you if you get a good one!
We switch cars a LOT and our local agent has never missed a beat!
BTW: We pay $1432 per YEAR and that includes the '99 GT, '03 Mach, '97 F250, Herbie, and a Toyota beater.
Your Safeco quote is good. I haven't heard any bad stuff about them.